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Cover DesignLand Contract Homes in Michigan are a popular interest topic for many home owners who are struggling with credit problems.  The desire to get into a home of their own can often lead them to exploring the option of buying a home on land contract.  In January I have released a new book on the subject entitled: ‘Land Contract Homes: The Top 10 Mistakes Home Buyers Make… And How to Avoid Them!

The book is available in both paperback and as an eBook format.  If you would like to purchase a paperback edition, click here.  If you would like to download a copy on Kindle, click here.

The book goes into details about the top 10 mistakes home buyers make, and how they can complicate or put at risk a person’s investment when paying for a home on land contract.  Land Contract Homes in Michigan are popular because it is a permissible form of financing permitted in the state, and a land contract is treated much like a mortgage is in the legal system.

This book was inspired by the follow up calls I received after I wrote my first two books on this subject: Understanding Land Contract Homes: In Pursuit of the American Dream and Land Contract Homes for Investors.  Both book covered the subject of land contract homes, but there was a need to explain in simpler terms the basic errors that home buyers were making that were the nature of the calls and emails I received.  I put this book together to help answer questions on these main points that continued to come up.

So if you are interested in learning more about the subject of land contract homes in Michigan, I suggest you get a copy of the book as it is now available.  I wish you the best of luck with you home buying.

Home Values Improving

Home values are improving in Calhoun County MI.

Well the New Year is finally here and the holidays are officially brought to a close for another season.  Looking ahead to 2014 as a Realtor I can tell you is an exciting one.  Property values are beginning to improve as we have seen over the last 1-2 years, and this is good news for sellers.

The interest rates are still low, which is also good news for home buyers.  The rise in property values is expected to continue through the year, which should create more of an urgency for new home buyers to take advantage of the opportunities to become a home owner in 2014.

So as a Realtor, I am optimistic that we will see a lot of activity in the real estate market this coming year.  Here are some interesting statistics from the Multiple Listing Service regarding Calhoun County home sales:

In 2012, there were a total of 1481 homes sold in Calhoun County with an average medium sales value of $79,948.

In 2013, there were a total of 1544 homes sold in Calhoun County with an average medium sales value of $95,123!

This means there was an increase of 5% in number of homes sold, with an increase of 16% in medium home sales values if one compares the two years.

This is the first increase of this size in a long time, as the medium home value in 2011 was $79,998, just $50 more than in 2012.

All of these indicators point to an improving marketplace for real estate and home values, which makes for a great positive outlook for 2014.

As the new year is right around the corner, one can easily begin to plan what they will do in 2014.  If you are not a home Going Home...Renting to Home Ownership in 10 Easy Stepsowner, perhaps this is the year for you?  In 2013 I released a book entitled: Going Home… Renting to Home Ownership in 10 Easy Steps.  It was originally released as an eBook, and it is now available in paperback as well.

In this book you will find all the steps one needs to take to become a home owner.  Even if you have a rocky credit history, this book will give you a road map to follow to fix your credit and achieve your dream.

So as the new year is just a few hours away, consider the idea of writing out your goals for the new year to include a home of your own!

Wishing everyone a Merry Christmas!  I hope all is well with you and your family.  The weather in Battle Creek, Michigan is snowing and cold at the moment, with a wonderful winter setting to enjoy the day.  Good tidings to you!

IMG_7483

In December of 2012 I released two books as eBooks on the subject of Land Contracts.  The books take up the topic Land Contract Books available in printfrom two different angles.  The first book, ‘Understanding Land Contract Homes: In Pursuit of the American Dream’ covers the basics of how land contracts work.  It also addresses the subject from both sides of the transaction, and points out the key points to avoid trouble in the future.

The second book entitled ‘Land Contract Homes for Investors‘ is taken from an investors perspective.  This second book is a quick summary of the basics of what an investor should look for, and how to make seller financing an incentive for selling investment homes.  It goes into important points on screening applicants, setting up the terms and other legal points.

The books as of November are now available in print!  You can order them through Amazon.  If you would like to order them, you can find them on my author page here.

My popular eBook entitled ‘Understanding Land Contract Homes: In Pursuit of the American Dream‘ is now available in paperback.  To order your copy click here.

Understanding Land Contract Homes This book covers the use of Land Contracts as a tool for residential real estate sales for both the buyer and the seller.  It covers some of the important aspects of this transaction for both parties and what steps to take, as well as what to avoid. The book also offers credit repair advice for buyers who are using a land contract as a intermediary tool before qualifying for a mortgage at a later date.

Land Contracts are used most often when a person has a troubled credit history, and need time to repair it.  The other use is when interest rates for conventional lending is soaring and selling financing a home will offer a lower interest rate for the buyer.  There are many important insights imparted in this book to help both parties avoid trouble, as a land contract arrangement can often be a long term relationship between the seller and buyer.

To find out more about the use of Land Contracts, get your copy today of: ‘Understanding Land Contract Homes: In Pursuit of the American Dream‘ is paperback.  The book is 5.5″ X 8.5″ at 152 pages; $14.95.

In the last year I have been working on finally releasing many of the books I have written over the years, as well as created new ones from ideas I have.  I began with eBooks in December of 2011, and released two books on the subject of Land Contract Homes.  I followed with books sharing my experience and background in sales jpg_3502-Turkey-Mascot-Cartoon-Charactermanagement as well as marketing, along with two books helping artist vendors who attend arts and crafts shows (which I have had experience with in the past).

In the last few months I have been working hard at converting many of these books into paperback based on demands from my readership.  I am happy to state that as of this writing I have released six of my books into print, and have two more that will be released before Thanksgiving.  The two coming out before Thanksgiving are my original two books on Land Contract Homes.  Those titles are: ‘Understanding Land Contract Homes: In Pursuit of the AmerLand Contract Homes for Investorsican Dream‘ and ‘Land Contract Homes for Investors‘.

All of my print books will be available through Amazon and Barnes & Noble online.  I have also set up a Facebook page as an author at: www.facebook.com/MichaelDelawareAuthor and also a page on Goodreads at: www.Goodreads.com/MichaelDelaware.  Take some time to check those out and follow me there.  If you would like to see a complete list of my books, go to my Author page on Amazon at: www.Amazon.com/Author/MichaelDelaware

Are you tired of Renting? Learn how to go from renting to home ownership in this new eBook!

I recently released my newest eBook on a real estate topic, it is called: Going Home…Renting to Home Ownership in 10 Easy Steps.‘  The book was an inspiration from when I first became a Realtor in 2006, and I wanted to educate people who were renting on how to make that transition to becoming a home owner for the first time.  The book grew from a discussion with my broker Al Morehart in 2007, and I became inspired with the idea of helping renters become home owners,  and began to write this book.

Going Home...Renting to Home Ownership in 10 Easy StepsOver a period of about 6 months, I drafted the original manuscript and then never took it through to publishing it.  This was mainly due to the cost involved in self publishing at the time.  With the release of the Kindle eBook reader in 2007 by Amazon, the ability to publish eBooks has become much easier.  I recently reviewed the manuscript and updated it for 2013, and have now first the firs time been able to release this as an eBook.  Going Home…Renting to Home Ownership in 10 Easy Steps bring clarity for prospective buyers on how to overcome the obstacles that they may believe to be in their way towards becoming a home owner.

In today’s economy, so many people struggle with poor credit histories, even after they have recovered their income.  This book addresses how one can understand their own credit report, gain access to it, and begin the process to repair it.  It also discusses how to organize ones finances, and build savings.  One can also learn about the lending process, and what to expect before they even venture to look for financing so that they can take the necessary steps to make the right first impression.

Going Home…Renting to Home Ownership in 10 Easy Steps also gives insight into how to find and use a Realtor to find your dream home, as well as what other professionals one may use along the way.  It does not cover every potential situation with the home buying process, but it does cover a lot of the basics so that one can understand the steps needed, and make the journey.

In my travels through the rural communities in the past few weeks, I had to go to a small township just Southeast of Coldwater.  It  is a small community called ‘California’ and it has a population of about 900 people, and a small town called ‘Ray’ as part of it which actually sits on the Michigan-Indiana State line.  I have traveled to a lot of rural communities in the past several years, but the sign below caught my attention.  I had to take a picture, just to mix up everyone’s geography,

California, Michigan

Last week I was driving through St. Joseph County on my way to Three Rivers, and I drove into a snow storm.  On my return trip back it got pretty thick, and I had my camera on the seat next to me and I snapped this photo.  The weather can get pretty intense in Michigan at times, and one needs to be alert for the road suddenly turning slippery.  I always try to monitor the outside temperature as a matter of routine whenever I am driving in the country at this time of year, as roads can become suddenly icy.

Winter Snow Storm

Battle Creek Realtor’s Blog

Welcome to my blog on Battle Creek Michigan Real Estate! My name is Michael Delaware, and I am a Battle Creek Realtor. I am also a published author. If you are looking to buy a home or sell your home in Battle Creek or in the surrounding areas, please give me a call: 269-441-8182

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  • Tulips are beginning to break through April 17, 2014
    We are still up and down in temperatures here in Michigan, but the tulips are finally starting to become more prominent and emerge from the ground.  To me this is the sure sign that spring is really here.  Winter has snapped back a few days this week with icy wind and cold that has robbed us again of those warm walks in the park.  Hoping the tulips rising fr […]
  • An Old Hay Barn in a Snowy Field February 7, 2014
    I have a facination with old barns.  To me they symbolize endurance of americana in a very deep way.  Some are old and weathered, like this one in the photo.  It makes you wonder on its age, and the people who built it.  They always seem to last longer than residential houses, and some stand alone in fields without any connection to humanity sometimes.  This […]
  • Morning Sunrise February 19, 2014
    On Wednesday morning I was out on the road early and captured this moment of natures beauty.  There was a shot I wanted to get a few moments later which would have shown a half moon shaped sun upside down, but I was driving and there was no where to stop.  So it must remain in my minds eye, and until they develop a camera that allows me to transfer it digita […]
  • Shoveling, Shoveling, Shoveling... February 10, 2014
    Want to know what daily life is like in the Northern Mid-West? Particularily in winter?  Well Mother Nature bestows random work upon you without consulting your schedule, and shoveling snow becomes a routine part of life.  Here is my driveway taken just 2 days ago after a recent shoveling project dealt to my area by Ms Nature. What is interesting as the snow […]
  • Lessons from the Super Bowl February 3, 2014
    In the wake of the Super Bowl where the Seattle Seahawks defeated Denver Broncos 43-8, there are some interesting lessons one can learn by examining what happened.  Many watchers of the big game were perhaps in shock to see Peyton Manning and the Broncos perform so poorly and be beaten so resoundingly.  What happened? The best summary of this game would be t […]
  • Blizzard Wednesday, Here We Go Again... February 5, 2014
    Yesterday I had to venture onto some slippery back road, and even got mired in a icy area at one point and had to get out of the car and knock the ice off my tires to be able to move.  Yesterday, however, the skies were blue despite the cold.   Today however, we are in another blizzard here in Southwest Michigan.  Yay! Just what we needed! I was supposed to […]
  • Don't Want to List Your House in Winter? Read this and Reconsider... February 4, 2014
    I have spoken to many homeowners in recent years who are of the mind that they should pull their home from to market during the winter months of December through March.  Many wait until Spring and throw their house into the listing pool with so many other sellers.   It makes sense in a way. With the weather we have had in the Midwest and Northeast this seaso […]
  • Look who is under the desk! February 5, 2014
    I work at home in my office most of the time.  My dog Blue is my constant companion.  He comes and goes around the house, but his favorite spot to return to is at my feet under my desk. Sometimes I lose track of him, and think that he is not there... and then I move my feet to find out quite the opposite.  He sometimes has a way of slipping in without drawin […]
  • The Saturday Morning Winter Coffee Theory January 25, 2014
    This morning I got up and there was blowing snow and wind outside.  It was blizzardy conditions. My wife and I made some coffee and enoyed out morning conversation.  We looked up at one point, and saw the snow had stopped and the sky had turned blue.  When we ran out of coffee, it began to snow again.  We decided right then to brew another pot, and like a mi […]
  • Saying Goodbye to January 2014 February 1, 2014
    I thought I would share my last photo taken in January 2014, as a sort of tribute and parting with a difficult month weather-wise.  I took this photo after I had to trudge through knee deep snow to do a property evaluation on a foreclosure for a customer.  I was looking back at the way I had come when I was about half way there.  The home was about 500 yards […]

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  • The Art of Sales Management: Lessons Learned on the Fly February 23, 2013
    I recently released my newest eBook entitled: The Art of Sales Management: Lessons Learned on the Fly.  It is a project that I began to formulate as an idea fifteen years ago, and finally took time to put it together as an entire subject in one book.  The book covers lessons I learned as a Sales Manager spanning four decades."Salespeople are among the m […]
  • Monastery turned into Hotel - England January 27, 2013
    When I went to visit England last October, I stayed at an old monastery that had been converted into a hotel by a Canadian hotel company.  The place was a beautiful renovation throughout.  Once had to of course get used to long hallways and stairs, as this classic old castle-like building had no elevators.  The grounds were peaceful and green with life.  I e […]
  • Classic English Phone Booth January 26, 2013
    I took a trip to England last October, and during my stay there I took a trip into London with some friends.  We of course walked through the rain to Buckingham Palace, and toured some of the gift shops and opted out of a private tour of the Queen's horse stables.  London is quite the place to take in the architecture, and scenery.  I also had to take t […]
  • Water Towers & War of the Worlds January 7, 2013
    Do you ever look at a water tower and think of the old classic movies 'War of the Worlds' or some other black and white early science fiction film that depicted alien invaders with large bubble-like ships and dangling legs?  Even the new re-make of the War of the Worlds movie a few years ago carried this theme.  Sometimes I look at water towers and […]
  • Land Contract Homes for Investors January 6, 2013
    In December of 2012, I published a book entitled 'Understanding Land contract Homes: In Pursuit of the American Dream' which was made available as an eBook in the Kindle format on Amazon. This book covers the basics of the subject for both buyer and seller, and it is one that is designed to raise awareness and understanding of the subject as a whol […]

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